Retirement plans

Retirement Plans in Bulgarian: B1 Lesson Overview

This lesson introduces you to key vocabulary and expressions related to retirement plans, an important practical topic for everyday discussions and planning in Bulgarian. You will learn to talk about pension schemes, savings, and financial security after work life.

Key Vocabulary and Expressions

• пенсионен фонд – pension fund
• пенсия – pension
• лична сметка – personal account
• завещание – will/testament
• социално осигуряване – social security
• инвестиция – investment
• застраховка – insurance

Grammar and Usage Focus

The lesson helps you practice using Bulgarian noun phrases (often with definite articles attached), and verbal constructions common when discussing financial topics, such as: правя влог (to make a deposit), получавам пенсия (to receive a pension), and спестявам пари (to save money).

Example sentence: "Обмислям да открия персонална пенсионна сметка." (I am considering opening a personal retirement account.)

Practical Tips for Bulgarian

Compared to English, Bulgarian is a Slavic language with a different alphabet (Cyrillic) and grammar. When learning vocabulary related to finances, notice that Bulgarian often uses long compound nouns and has gendered nouns which affect adjective endings. For example, "пенсия" is feminine, so adjectives describing it must agree in gender and number.

Useful phrase differences include:

• Retirement plan in English is usually singular, but in Bulgarian you might say пенсионен фондове (pension funds) when referring to types of plans.
• The English word "insurance" translates as застраховка, which covers health, life, or other types tailored in Bulgarian financial contexts.

Summary

By completing this lesson, you will be able to confidently discuss retirement plans, understand related vocabulary, and use common phrases to describe pension-related topics in Bulgarian at a B1 level. This foundation supports both professional and casual conversations about future financial planning.