Insurances

Understanding Insurances in Polish – B1 Level

This lesson covers essential vocabulary and expressions related to insurances (ubezpieczenia) in Polish, aimed at intermediate learners (B1 level). You will learn how to discuss different types of insurance, explain coverage details, and use relevant terms in practical contexts such as healthcare, vehicle insurance, and property protection.

Key Vocabulary and Expressions

• Ubezpieczenie zdrowotne – health insurance
• Ubezpieczenie samochodu – car insurance
• Polisa ubezpieczeniowa – insurance policy
• Składka ubezpieczeniowa – insurance premium
• Odszkodowanie – compensation, indemnity
• Zakres ubezpieczenia – scope of insurance coverage
• Zgłosić szkodę – report a claim

Important Expressions in Context

Examples of natural phrases you will study include:

• "Czy ma Pan/Pani ubezpieczenie na mieszkanie?" – Do you have home insurance?
• "Polisa obejmuje szkody powstałe w wyniku pożaru." – The policy covers damages caused by fire.
• "Muszę zapłacić składkę ubezpieczeniową do końca miesiąca." – I need to pay the insurance premium by the end of the month.

Differences Between English and Polish on This Topic

In Polish, insurance terms are often compound nouns combining ubezpieczenie (insurance) with the object it covers, such as ubezpieczenie zdrowotne (health insurance). Unlike English, where prepositions are commonly used after "insurance," Polish directly combines the words. Also, verbs like zgłosić (to report) are often used with szkodę (damage/claim) in ways that might differ slightly from English usage but carry similar meanings.

Practical phrases to remember:

• Ubezpieczać się – to insure yourself
• Zgłosić szkodę – to report a claim/damage
• Otrzymać odszkodowanie – to receive compensation