B1.31: Retirement plans

Planes de jubilación

Explore practical Spanish for retirement plans targeting B1 learners. This lesson covers living as foreigners on the Spanish coast, using the verb estar + gerund to express future ongoing actions, and mastering adverbial subordinate clauses of place, manner, cause, and purpose.

Listening & reading materials

Practice vocabulary in context with real materials.

B1.31.1 Cultura

El paraíso de la jubilación: extranjeros en la costa española

The retirement paradise: foreigners on the Spanish coast


Vocabulary (7)

 Jubilarse (to retire) - Verb conjugation and exercises

Jubilarse

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To retire Show

 El sueldo: The salary (Spanish)

El sueldo

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The salary Show

 La jubilación: Retirement (Spanish)

La jubilación

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Retirement Show

 Estable: Stable (Spanish)

Estable

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Stable Show

 La inversión: The investment (Spanish)

La inversión

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The investment Show

 Cotizar (to quote) - Verb conjugation and exercises

Cotizar

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To quote Show

 Anticipado: Early (Spanish)

Anticipado

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Early Show

Exercises

These exercises can be done together during conversation lessons or as homework.

Exercise 1: El verbo "Estar"+ Gerundio para hablar del futuro

Instruction: Fill in the correct word.

Grammar: The verb "Estar" + Gerundio to talk about the future

Show translation Show answers

estaréis preparando, estaréis aprendiendo, estarás ganando, estaremos estudiando, estará completando, estaré pagando, estaremos haciendo, estarán trabajando

1. Preparar:
Ustedes ... los exámenes finales.
(You will be preparing the final exams.)
2. Ganar experiencia:
Tú ... experiencia en tus prácticas
(You will be gaining experience in your work placement)
3. Trabajar:
Ellos ... en el aula del colegio.
(They will be working in the classroom at school.)
4. Pagar:
Yo ... la matrícula esta semana.
(I will be paying the tuition fee this week.)
5. Aprender:
Vosotros ... nuevas habilidades académicas.
(You will be learning new academic skills.)
6. Estudiar:
Nosotros ... en la academia toda la tarde.
(We will be studying at the academy all afternoon.)
7. Hacer prácticas:
En septiembre nosotros ... las prácticas escolares.
(In September we will be doing the school placements.)
8. Completar:
Ella ... su curso en una hora.
(She will be finishing her course in an hour.)

Exercise 2: Oracones subordinadas adverbiales de: lugar, modo, causa, finalidad

Instruction: Fill in the correct word.

Grammar: Adverbial subordinate clauses of: place, manner, cause, purpose

Show translation Show answers

donde, ya que, al lugar en que, como, a fin de que, de la forma en que

1. Modo:
El sueldo se pagará ... se haya acordado con los empleados para garantizar una relación estable.
(The salary will be paid in the manner agreed with the employees to ensure a stable relationship.)
2. Lugar:
El trabajador se mudó ... podrá jubilarse de forma anticipada.
(The worker moved to the place where he will be able to retire early.)
3. Final:
La empresa organiza cursos de educación financiera ... los empleados sepan cómo cotizar de forma adecuada para su jubilación.
(The company organises financial education courses so that employees know how to contribute properly for their retirement.)
4. Lugar:
La empresa construirá su nueva oficina ... la inversión sea más rentable.
(The company will build its new office where the investment is more profitable.)
5. Modo:
Los nuevos procedimientos se implementarán ... el director los establezca para mantener la empresa estable.
(The new procedures will be implemented in the manner the director establishes to keep the company stable.)
6. Causal:
Los trabajadores no aceptaron la propuesta ... no incluía la opción de jubilarse de forma anticipada.
(The workers did not accept the proposal as it did not include the option to retire early.)
7. Lugar:
El equipo se reunirá ... se celebró la última conferencia.
(The team will meet where the last conference was held.)
8. Modo:
Se deben cotizar los pagos ... lo establece la ley para asegurar una jubilación justa.
(Payments must be quoted as established by law to ensure a fair retirement.)

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Welcome to the "Retirement Plans" Spanish Lesson

This lesson is designed for B1 level Spanish learners who want to explore practical language and grammar related to retirement and living abroad. You will learn how to talk about future arrangements using the verb estar plus gerund, a common structure in everyday Spanish to describe ongoing or imminent actions.

What You Will Learn

  • Vocabulary Theme: The concept of retirement paradise, focusing on foreigners living on the Spanish coast ("El paraíso de la jubilación: extranjeros en la costa española").
  • Grammar Focus: Using estar + gerundio to express future intentions or ongoing future actions.
  • Complex Sentences: Mastering adverbial subordinate clauses expressing place, manner, cause, and purpose (oraciones subordinadas adverbiales de lugar, modo, causa y finalidad), which increase the richness and precision of your sentences.

Example Highlights

You will encounter practical phrases such as Están viviendo en la costa para disfrutar del clima (They are living on the coast to enjoy the weather), which shows the use of future continuous with a purpose clause.

Grammar Note

Unlike English, which often uses simple future or progressive tenses separately, Spanish combines estar with a gerund to emphasize an ongoing action or a near-future plan. Additionally, Spanish uses adverbial subordinate clauses extensively to add detail about the context, for example:

  • Donde hay sol, hay vida. (Where there is sun, there is life.) – a place clause.
  • Como llueve, no salgo. (Since it is raining, I am not going out.) – a cause clause.

Useful Phrases for Daily Use

To talk about living and planning retirement, these phrases may help you:

  • Estoy pensando en jubilarme en España. (I am thinking about retiring in Spain.)
  • Vivir en la costa es mi sueño. (Living on the coast is my dream.)
  • Porque quiero tranquilidad, elijo esta ciudad. (Because I want peace, I choose this city.)

This lesson combines cultural context, practical vocabulary, and grammar structures to help you communicate your future plans and describe situations with precision in Spanish.

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