Explore the topic of insurance in Spanish, focusing on the Consorcio de Compensación de Seguros and the use of consecutive adverbial clauses in indicative and subjunctive moods. This B1-level lesson teaches you how to express results and consequences clearly, with practical phrases and grammar insights for improved conversational skills.

Listening & reading materials

Practice vocabulary in context with real materials.

B1.32.1 Cultura

Consorcio de Compensación de Seguros

Consorcio de Compensación de Seguros


Vocabulary (10)

 El accidente: The accident (Spanish)

El accidente

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The accident Show

 Estropeado: Broken (Spanish)

Estropeado

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Broken Show

 Arreglar (to fix) - Verb conjugation and exercises

Arreglar

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To fix Show

 Cancelar (to cancel) - Verb conjugation and exercises

Cancelar

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To cancel Show

 El daño: The damage (Spanish)

El daño

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The damage Show

 El técnico: The technician (Spanish)

El técnico

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The technician Show

 Renovar (to renew) - Verb conjugation and exercises

Renovar

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To renew Show

 Automático: Automatic (Spanish)

Automático

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Automatic Show

 El servicio técnico: The technical service (Spanish)

El servicio técnico

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The technical service Show

 La emergencia: The emergency (Spanish)

La emergencia

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The emergency Show

Exercises

These exercises can be done together during conversation lessons or as homework.

Exercise 1: Oraciones subordinadas adverbiales consecutivas de indicativo y subjuntivo

Instruction: Fill in the correct word.

Grammar: Consecutive adverbial subordinate clauses in the indicative and subjunctive

Show translation Show answers

por lo tanto, por eso, para que

1.
El técnico llegó tarde ... el daño sigue sin arreglarse.
(The technician arrived late, so the damage remains unrepaired.)
2.
El sistema automático está estropeado ... no funciona correctamente.
(The automatic system is broken; therefore, it does not work properly.)
3.
El daño en la máquina es grave ... cancelamos la entrega.
(The damage to the machine is severe, which is why we cancelled the delivery.)
4.
El accidente afectó al sistema automático ... el servicio técnico debe intervenir.
(The accident affected the automatic system; therefore, the technical service must intervene.)
5.
El técnico está ocupado ... no puede arreglar el sistema estropeado hoy.
(The technician is busy therefore he cannot fix the broken system today.)
6.
El accidente fue menor ... la emergencia no requiere atención inmediata.
(The accident was minor; therefore, the emergency does not require immediate attention.)
7.
El servicio técnico renueva el contrato ... los problemas no se repitan.
(The technical service renews the contract so that the problems do not happen again.)
8.
El cliente quiere renovar el seguro ... cubra cualquier emergencia futura.
(The client wants to renew the insurance so that it covers any future emergency.)

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Understanding Insurance Terminology: Consorcio de Compensación de Seguros

This lesson introduces you to an important topic in Spanish related to insurance: the Consorcio de Compensación de Seguros, a key institution in Spain that deals with insurance compensation. You will learn not only about this concept but also how to use specific grammar structures that are essential for expressing results and consequences in Spanish.

Grammar Focus: Consecutive Adverbial Clauses

The core grammar point of this lesson covers oraciones subordinadas adverbiales consecutivas, or consecutive adverbial clauses. These clauses express the outcome or consequence of an action and are formed using both the indicative and subjunctive moods depending on the degree of certainty or emphasis.

  • Indicative: Used when the consequence is certain or factual.
  • Subjunctive: Employed to express unexpected or hypothetical results.

Example Phrases

You'll practice sentences such as "Ha llovido tanto que se han producido daños" (It rained so much that damages occurred) using the indicative, and "Hizo el esfuerzo de modo que pudiéramos terminar a tiempo" (He made the effort so that we could finish on time) using the subjunctive.

Practical Use and Differences with English

In English, consecutive clauses are often expressed simply with "so that" or "such that," but Spanish requires attention to verb mood, which adds nuance and precision. Understanding when to use the subjunctive helps communicate the speaker's perspective on likelihood or intent.

Useful phrases include:

  • de modo que – so that, in such a way that
  • de manera que – so that, in such manner that
  • tan... que – so... that
  • tanto... que – so much... that

These structures will help you discuss insurance topics and many other real-life situations with greater accuracy and fluency.

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