Learn to use Italian passato prossimo expressions while discussing banking activities like aprire (to open), depositare (to deposit), and ricevere (to receive). Master practical phrases for opening accounts and making online payments.

Vocabulary (17)

 L'assegno: The cheque (Italian)

L'assegno

Show

The cheque Show

 La moneta: the coin (Italian)

La moneta

Show

The coin Show

 Il prestito: The loan (Italian)

Il prestito

Show

The loan Show

 Il trasferimento: The transfer (Italian)

Il trasferimento

Show

The transfer Show

 La banconota: The banknote (Italian)

La banconota

Show

The banknote Show

 Il pagamento: The payment (Italian)

Il pagamento

Show

The payment Show

 Il conto bancario: the bank account (Italian)

Il conto bancario

Show

The bank account Show

 Il conto corrente: The current account (Italian)

Il conto corrente

Show

The current account Show

 La carta di credito: The credit card (Italian)

La carta di credito

Show

The credit card Show

 Pagare in contanti: to pay in cash (Italian)

Pagare in contanti

Show

To pay in cash Show

 Aprire un conto bancario: To open a bank account (Italian)

Aprire un conto bancario

Show

To open a bank account Show

 Fare un pagamento elettronico: To make an electronic payment (Italian)

Fare un pagamento elettronico

Show

To make an electronic payment Show

 Depositare i soldi: To deposit the money (Italian)

Depositare i soldi

Show

To deposit the money Show

 Trasferire (to transfer) - Verb conjugation and exercises

Trasferire

Show

To transfer Show

 Ricevere (to receive) - Verb conjugation and exercises

Ricevere

Show

To receive Show

 Prelevare (to withdraw) - Verb conjugation and exercises

Prelevare

Show

To withdraw Show

 Il bancomat: The cash machine (Italian)

Il bancomat

Show

The cash machine Show

Exercises

These exercises can be done together during conversation lessons or as homework.

Exercise 1: Translate and use in a sentence

Instruction: Pick a word, translated and use the word in a sentence or dialogue.

1

Fare un pagamento elettronico


To make an electronic payment

2

Aprire un conto bancario


To open a bank account

3

Il trasferimento


The transfer

4

Il bancomat


The cash machine

5

Prelevare


To withdraw

Esercizio 2: Conversation exercise

Istruzione:

  1. Discuss the different payment methods that you see. (Discuss the different payment methods that you see.)
  2. Do you prefer shopping online or in a store? Do you like talking on the phone? (Do you prefer shopping online or in a store? Do you like talking on the phone?)
  3. Is it common in your country to leave a tip? (Is it common in your country to leave a tip? )

Teaching guidelines +/- 10 minutes

Example phrases:

Preferisco pagare con la carta perché è più veloce.

I prefer paying by card because it is faster.

Mi piace avere contanti perché a volte non puoi pagare con la carta.

I like to have cash because sometimes you can not pay by card.

Preferisco fare acquisti online perché è meno stressante per me.

I like online shopping more because it is less stressful for me.

Preferisco pagare con l'applicazione della mia banca.

I prefer paying with my bank application.

Paghiamo tramite bonifico bancario.

We pay by bank transfer.

Quasi nessuno lascia una mancia nel mio paese quindi non lo faccio mai.

Almost nobody leaves a tip in my country so I never do it.

...

Exercise 3: Dialogue Cards

Instruction: Select a situation and practice the conversation with your teacher or fellow students.

Exercise 4: Multiple Choice

Instruction: Choose the correct solution

1. Ho ________ un conto corrente la settimana scorsa perché avevo bisogno di depositare i soldi.

(I ________ a checking account last week because I needed to deposit the money.)

2. Dopo aver aperto il conto, ho ________ la carta di credito due giorni fa.

(After opening the account, I ________ the credit card two days ago.)

3. Due ore prima avevamo ________ i soldi al nostro fornitore tramite pagamento elettronico.

(Two hours earlier we had ________ the money to our supplier via electronic payment.)

4. Il giorno prima avevi ________ contanti dal bancomat per pagare in negozio.

(The day before you had ________ cash from the ATM to pay in the store.)

Exercise 5: At the bank: opening an account and making payments

Instruction:

Lunedì scorso, io e mia moglie siamo andati in banca per (Aprire - Passato prossimo) un conto corrente. Prima, lei (Parlare - Passato prossimo) parlato con il consulente che le ha spiegato le diverse opzioni. Io invece (Decidere - Passato prossimo) deciso di fare un pagamento elettronico con la carta di credito per comprare un regalo online. La settimana scorsa, tu (Depositare - Passato prossimo) depositato i soldi per il prestito e ieri noi (Ricevere - Passato prossimo) ricevuto la conferma via email. Adesso dobbiamo solo imparare a usare il bancomat per prelevare (Prelevare - Presente) volta che ne abbiamo bisogno.


Last Monday, my wife and I went to the bank to open a current account. First, she talked to the advisor who explained the different options. I, on the other hand, decided to make an electronic payment with the credit card to buy a gift online. Last week, you deposited the money for the loan and yesterday we received the confirmation via email. Now we just need to learn how to use the ATM to withdraw whenever we need.

Verb Tables

Aprire - Open

Passato prossimo

  • io ho aperto
  • tu hai aperto
  • lui/lei ha aperto
  • noi abbiamo aperto
  • voi avete aperto
  • loro hanno aperto

Parlare - Talk

Passato prossimo

  • io ho parlato
  • tu hai parlato
  • lui/lei ha parlato
  • noi abbiamo parlato
  • voi avete parlato
  • loro hanno parlato

Decidere - Decide

Passato prossimo

  • io ho deciso
  • tu hai deciso
  • lui/lei ha deciso
  • noi abbiamo deciso
  • voi avete deciso
  • loro hanno deciso

Depositare - Deposit

Passato prossimo

  • io ho depositato
  • tu hai depositato
  • lui/lei ha depositato
  • noi abbiamo depositato
  • voi avete depositato
  • loro hanno depositato

Ricevere - Receive

Passato prossimo

  • io ho ricevuto
  • tu hai ricevuto
  • lui/lei ha ricevuto
  • noi abbiamo ricevuto
  • voi avete ricevuto
  • loro hanno ricevuto

Exercise 6: Le espressioni temporali

Instruction: Fill in the correct word.

Grammar: Time expressions

Show translation Show answers

Abbiamo depositato, Avevo prelevato, ha aperto, abbiamo pagato, avevi ricevuto, aveva trasferito, avevi depositato, Hai trasferito

1. Trasferire:
... denaro la settimana scorsa?
(Did you transfer money last week?)
2. Trasferire:
Lui ... importo due giorni prima.
(He had transferred the amount two days ago.)
3. Ricevere:
Tu ... l’assegno prima della scadenza.
(You had received the cheque before the deadline.)
4. Depositare:
Tu ... i soldi il giorno prima.
(You had deposited the money the day before.)
5. Pagare:
La settimana scorsa ... in contanti.
(Last week we paid in cash.)
6. Prelevare:
... prima del pagamento elettronico.
(I had withdrawn cash before electronic payment.)
7. Depositare:
... soldi il mese scorso.
(We deposited money last month.)
8. Aprire:
Lei ... conto bancario la settimana scorsa.
(She opened a bank account last week.)

Grammar

It's not the most exciting thing, we admit, but it’s absolutely essential (and we promise it'll pay off)!

Verb conjugation tables for this lesson

Prelevare to withdraw

Trapassato prossimo

Italian English
(io) avevo prelevato I had withdrawn
(tu) avevi prelevato you had withdrawn
(lui/lei) aveva prelevato he/she had withdrawn
(noi) avevamo prelevato we had withdrawn
(voi) avevate prelevato You had withdrawn
(loro) avevano prelevato they had withdrawn

Exercises and examples phrases

Ricevere to receive

Trapassato prossimo

Italian English
(io) avevo ricevuto I had received
(tu) avevi ricevuto You had received
(lui/lei) aveva ricevuto he/she had received
(noi) avevamo ricevuto we had received
(voi) avevate ricevuto you had received
(loro) avevano ricevuto they had received

Exercises and examples phrases

Trasferire to transfer

Passato prossimo

Italian English
(io) ho trasferito I transferred
(tu) hai trasferito You transferred
(lui/lei) ha trasferito He/she transferred
(noi) abbiamo trasferito we transferred
(voi) avete trasferito You have transferred
(loro) hanno trasferito they have transferred

Exercises and examples phrases

Don't see progress when learning on your own? Study this material with a certified teacher!

Do you want to practice Italian today? That is possible! Just contact one of our teachers today.

Enroll now!

Lesson Overview: At the Bank

This lesson focuses on essential vocabulary and expressions related to banking situations in Italian, with a particular emphasis on using temporal expressions to describe past actions. It's designed for A2 level learners who want to improve their ability to talk about banking activities such as opening accounts, making payments, and discussing major banks in Italy, all while practicing past tenses.

Key Themes Covered

  • Opening a bank account: Learn to simulate conversations about starting new accounts and the necessary documentation, with phrases like "Buongiorno, vorrei aprire un conto corrente." and "La settimana scorsa abbiamo aggiornato la documentazione."
  • Online shopping and payment methods: Understand how to explain various payment options, such as credit cards and PayPal, using past experiences to describe actions like "L'ho usato la settimana scorsa per comprare un libro."
  • Major banks in Italy: Discuss important banks like UniCredit and Intesa Sanpaolo and talk about recent events or acquisitions, for example, "Il mese scorso ho chiuso un conto in un'altra filiale."

Temporal Expressions and Past Tenses

The lesson emphasizes temporal expressions (e.g., "la settimana scorsa", "due giorni fa", "il giorno prima") combined with the passato prossimo tense to narrate recent past events, which is crucial for conversational fluency.

Sample Verbs in Passato Prossimo

  • Aprire (to open): io ho aperto, tu hai aperto
  • Parlare (to speak): io ho parlato, tu hai parlato
  • Decidere (to decide): io ho deciso, tu hai deciso
  • Depositare (to deposit): io ho depositato, tu hai depositato
  • Ricevere (to receive): io ho ricevuto, tu hai ricevuto

A Useful Mini Story

This story, "In banca: aprire un conto e fare pagamenti," integrates the key verbs and expressions in a practical context, narrating actions like opening accounts and making online payments, helping learners practice comprehension and usage.

Language Notes: Italian vs. English Temporal and Banking Expressions

In Italian, temporal expressions often precede the verb phrase, using passato prossimo to indicate completed actions, e.g., "Ho aperto un conto la settimana scorsa." English places similar expressions either at the beginning or end of a sentence, e.g., "I opened an account last week." Italian banking vocabulary may differ slightly; for instance, "conto corrente" specifically means "checking account," while English might just say "bank account." Phrases like "codice fiscale" translate to "tax code," an important identity document in Italy. Being familiar with these distinctions aids in understanding and authentic communication.

Helpful Expressions:

  • "Vorrei aprire un conto corrente" – "I would like to open a checking account."
  • "La settimana scorsa" – "Last week."
  • "Ho fatto un pagamento" – "I made a payment."
  • "Documento di identità" – "Identity document."
  • "Metodo di pagamento" – "Payment method."

These lessons would not be possible without our amazing partners🙏