Learn essential Italian banking vocabulary like conto corrente (current account), pagamento elettronico (electronic payment), and carta di credito (credit card). This lesson helps you confidently open a bank account, understand payment methods, and discuss major Italian banks.

Vocabulary (17)

 L'assegno: the cheque (Italian)

L'assegno

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The cheque Show

 La moneta: The coin (Italian)

La moneta

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The coin Show

 Il prestito: the loan (Italian)

Il prestito

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The loan Show

 Il trasferimento: The transfer (Italian)

Il trasferimento

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The transfer Show

 La banconota: The banknote (Italian)

La banconota

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The banknote Show

 Il pagamento: The payment (Italian)

Il pagamento

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The payment Show

 Il conto bancario: the bank account (Italian)

Il conto bancario

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The bank account Show

 Il conto corrente: The current account (Italian)

Il conto corrente

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The current account Show

 La carta di credito: The credit card (Italian)

La carta di credito

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The credit card Show

 Pagare in contanti: To pay in cash (Italian)

Pagare in contanti

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To pay in cash Show

 Aprire un conto bancario: To open a bank account (Italian)

Aprire un conto bancario

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To open a bank account Show

 Fare un pagamento elettronico: To make an electronic payment (Italian)

Fare un pagamento elettronico

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To make an electronic payment Show

 Depositare i soldi: To deposit money (Italian)

Depositare i soldi

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To deposit money Show

 Trasferire (to transfer) - Verb conjugation and exercises

Trasferire

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To transfer Show

 Ricevere (to receive) - Verb conjugation and exercises

Ricevere

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To receive Show

 Prelevare (to withdraw) - Verb conjugation and exercises

Prelevare

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To withdraw Show

 Il bancomat: The cash machine (Italian)

Il bancomat

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The cash machine Show

Exercises

These exercises can be done together during conversation lessons or as homework.

Esercizio 1: Conversation exercise

Istruzione:

  1. Discuss the different payment methods that you see. (Discuss the different payment methods that you see.)
  2. Do you prefer shopping online or in a store? Do you like talking on the phone? (Do you prefer shopping online or in a store? Do you like talking on the phone?)
  3. Is it common in your country to leave a tip? (Is it common in your country to leave a tip? )

Teaching guidelines +/- 10 minutes

Example phrases:

Preferisco pagare con la carta perché è più veloce.

I prefer paying by card because it is faster.

Mi piace avere contanti perché a volte non puoi pagare con la carta.

I like to have cash because sometimes you can not pay by card.

Preferisco fare acquisti online perché è meno stressante per me.

I like online shopping more because it is less stressful for me.

Preferisco pagare con l'applicazione della mia banca.

I prefer paying with my bank application.

Paghiamo tramite bonifico bancario.

We pay by bank transfer.

Quasi nessuno lascia una mancia nel mio paese quindi non lo faccio mai.

Almost nobody leaves a tip in my country so I never do it.

...

Exercise 2: Dialogue Cards

Instruction: Select a situation and practice the conversation with your teacher or fellow students.

Exercise 3: Multiple Choice

Instruction: Choose the correct solution

1. Voglio ___ un conto bancario per gestire meglio i miei risparmi.

(I want to ___ a bank account to better manage my savings.)

2. Dopo aver aperto il conto, ___ depositato i soldi al bancomat.

(After opening the account, ___ deposited the money at the ATM.)

3. Ora posso ___ un pagamento elettronico con la carta di credito.

(Now I can ___ an electronic payment with the credit card.)

4. Domani ___ i fondi sul conto corrente di mia sorella.

(Tomorrow ___ the funds to my sister's current account.)

Exercise 4: At the bank: opening an account and making a payment

Instruction:

Ieri (Arrivare - Passato prossimo) in banca perché avevo bisogno di aprire un nuovo conto corrente. Quando (Arrivare - Passato prossimo) allo sportello, la cassiera mi ha chiesto i documenti necessari. Io (Mostrare - Passato prossimo) la mia carta d'identità e il codice fiscale. Poi le ho chiesto come (Potere - Presente) un pagamento elettronico usando il bancomat. Lei mi ha spiegato che, dopo aver depositato i soldi, (Potere - Presente) la carta di credito per fare acquisti online. Infine, abbiamo parlato del prestito: la banca (Offrire - Presente) condizioni vantaggiose per i nuovi clienti.


Yesterday I went to the bank because I needed to open a new current account. When I arrived at the counter, the cashier asked me for the necessary documents. I showed my identity card and tax code. Then I asked her how I can make an electronic payment using the ATM card. She explained to me that, after depositing the money, I can use the credit card to make online purchases. Finally, we talked about the loan: the bank offers advantageous conditions for new clients.

Verb Tables

Arrivare - Arrivare

Passato prossimo

  • io sono arrivato
  • tu sei arrivato
  • lui/lei è arrivato/arrivata
  • noi siamo arrivati
  • voi siete arrivati
  • loro sono arrivati

Mostrare - Mostrare

Passato prossimo

  • io ho mostrato
  • tu hai mostrato
  • lui/lei ha mostrato
  • noi abbiamo mostrato
  • voi avete mostrato
  • loro hanno mostrato

Potere - Potere

Presente

  • io posso
  • tu puoi
  • lui/lei può
  • noi possiamo
  • voi potete
  • loro possono

Offrire - Offrire

Presente

  • io offro
  • tu offri
  • lui/lei offre
  • noi offriamo
  • voi offrite
  • loro offrono

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Welcome to the Lesson: At the Bank

This lesson is designed to help you navigate common situations at the bank in Italian, suitable for A2 level learners. The focus is on practical vocabulary, everyday expressions, and dialogues related to opening a bank account, making online payments, and understanding major Italian banks.

Lesson Content Overview

You will explore realistic dialogues simulating real-life banking interactions. For example:

  • Opening a current account (aprire un conto corrente)
  • Asking about payment methods for online shopping (modalità di pagamento online)
  • Discussing well-known Italian banks and their services

The lesson also offers verb practice for key verbs like aprire (to open), fare (to do/make), potere (can/may), and others in useful tenses.

Key Vocabulary and Expressions

  • Conto corrente – current account
  • Carta di identità – identity card
  • Bonifico bancario – bank transfer
  • Pagamento elettronico – electronic payment
  • Internet banking – online banking
  • Addebito diretto – direct debit

Mini Story Highlight

A short story provides practical context by describing opening an account and making an electronic payment at the bank. It shows verbs in the present and passato prossimo tenses, helping consolidate grammar and vocabulary.

Grammar Focus

Review conjugation tables of key verbs used in banking contexts, including complicated tenses like the passato prossimo (present perfect), important for describing past actions. For instance, sono arrivato (I arrived), ho mostrato (I showed), and present tense verbs like posso (I can). These are essential for communicating effectively in real situations.

Note on Language Differences

Unlike English, Italian verb conjugations change with person, number, and tense, which can alter sentence structure and meaning considerably. For example, the verb "to open" in Italian is aprire, and it conjugates to voglio aprire (I want to open) or dopo aver aperto (after having opened). Also, whereas English often uses modal verbs separately (can, may), Italian integrates these into verb forms, like posso fare (I can do/make), requiring attention to these differences for accurate communication.

Useful Phrases

  • Vorrei aprire un conto corrente, per favore. – I would like to open a current account, please.
  • Ha un documento d'identità con sé? – Do you have an identification document with you?
  • Posso usare la carta di credito per il pagamento online? – Can I use the credit card for online payment?
  • Offriamo anche servizi di internet banking. – We also offer online banking services.
  • Quanto tempo ci vuole per la conferma del pagamento? – How long does payment confirmation take?

These phrases will be invaluable in real banking situations while learning to use Italian in a natural and effective way.

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