A2.13: At the bank

En el banco

Learn essential banking vocabulary in Spanish like abrir una cuenta (to open an account), cuenta corriente (checking account), and expressions of time such as esta semana (this week) and hace un rato (a little while ago). Practice real dialogues to manage bank interactions confidently.

Listening & reading materials

Practice vocabulary in context with real materials.

A2.13.1 Diálogo

Pedro abre una cuenta bancaria para extranjeros

Pedro opens a bank account for foreigners


Vocabulary (15)

 Recibir (to receive) - Verb conjugation and exercises

Recibir

Show

To receive Show

 El cheque: the cheque (Spanish)

El cheque

Show

The cheque Show

 La tarjeta de crédito: The credit card (Spanish)

La tarjeta de crédito

Show

The credit card Show

 Pagar en efectivo: to pay in cash (Spanish)

Pagar en efectivo

Show

To pay in cash Show

 Comprar un producto: To buy a product (Spanish)

Comprar un producto

Show

To buy a product Show

 La cesta de compras: The shopping basket (Spanish)

La cesta de compras

Show

The shopping basket Show

 Añadir (to add) - Verb conjugation and exercises

Añadir

Show

To add Show

 La moneda: The coin (Spanish)

La moneda

Show

The coin Show

 El billete: The banknote (Spanish)

El billete

Show

The banknote Show

 El cajero automático: The cash machine (Spanish)

El cajero automático

Show

The cash machine Show

 La cuenta bancaria: The bank account (Spanish)

La cuenta bancaria

Show

The bank account Show

 Retirar (to withdraw) - Verb conjugation and exercises

Retirar

Show

To withdraw Show

 El pago: The payment (Spanish)

El pago

Show

The payment Show

 Abrir una cuenta bancaria: To open a bank account (Spanish)

Abrir una cuenta bancaria

Show

To open a bank account Show

 Hacer un pago electrónico: Make an electronic payment (Spanish)

Hacer un pago electrónico

Show

Make an electronic payment Show

Exercises

These exercises can be done together during conversation lessons or as homework.

Exercise 1: Translate and use in a sentence

Instruction: Pick a word, translated and use the word in a sentence or dialogue.

1

El cajero automático


The cash machine

2

Hacer un pago electrónico


Make an electronic payment

3

La moneda


The coin

4

Abrir una cuenta bancaria


To open a bank account

5

La cesta de compras


The shopping basket

Ejercicio 2: Conversation exercise

Instrucción:

  1. Discuss the different payment methods that you see. (Discuss the different payment methods that you see.)
  2. Do you prefer shopping online or in a store? Do you like talking on the phone? (Do you prefer shopping online or in a store? Do you like talking on the phone?)
  3. Is it common in your country to leave a tip? (Is it common in your country to leave a tip? )

Teaching guidelines +/- 10 minutes

Example phrases:

Prefiero pagar con tarjeta porque es más rápido.

I prefer paying by card because it is faster.

Me gusta tener efectivo porque a veces no se puede pagar con tarjeta.

I like to have cash because sometimes you can not pay by card.

Me gusta más comprar por internet porque es menos estresante para mí.

I like online shopping more because it is less stressful for me.

Prefiero pagar con mi aplicación bancaria.

I prefer paying with my bank application.

Pagamos por transferencia bancaria.

We pay by bank transfer.

Casi nadie deja propina en mi país, así que yo nunca lo hago.

Almost nobody leaves a tip in my country so I never do it.

...

Exercise 3: Dialogue Cards

Instruction: Select a situation and practice the conversation with your teacher or fellow students.

Exercise 4: Multiple Choice

Instruction: Choose the correct solution

1. Esta semana ___ abierto una cuenta bancaria en un banco reconocido de España.

(This week ___ opened a bank account in a well-known bank in Spain.)

2. Ayer ___ mis datos personales en el formulario para activar la tarjeta de crédito.

(Yesterday ___ my personal information in the form to activate the credit card.)

3. Hace un rato ___ un pago electrónico para comprar un producto en línea.

(A little while ago ___ an electronic payment to buy a product online.)

4. Esta semana ___ el cajero automático para retirar dinero en efectivo.

(This week ___ the ATM to withdraw cash.)

Exercise 5: At the bank

Instruction:

Esta semana (Abrir - Pretérito indefinido) mi primera cuenta bancaria en el banco principal de la ciudad. Hace un rato, yo (Hacer - Pretérito indefinido) un pago electrónico para comprar un producto en línea y todo funcionó muy bien. Además, el cajero automático me (Permitir - Pretérito indefinido) retirar dinero sin comisiones. Mis amigos me contaron que ellos también (Usar - Pretérito indefinido) esta banca para hacer sus pagos y están muy contentos. Por último, esta semana ellos (Añadir - Pretérito indefinido) una nueva función para pagar con la tarjeta de crédito desde el móvil.


This week I opened my first bank account at the city's main bank. A little while ago, I made an electronic payment to buy a product online and everything worked very well. In addition, the ATM allowed me to withdraw money without fees. My friends told me that they also used this bank to make their payments and are very happy. Finally, this week they added a new feature to pay with the credit card from the mobile phone.

Verb Tables

Abrir - Open

Pretérito indefinido

  • yo abrí
  • tú abriste
  • él/ella/usted abrió
  • nosotros/nosotras abrimos
  • vosotros/vosotras abristeis
  • ellos/ellas/ustedes abrieron

Hacer - Make

Pretérito indefinido

  • yo hice
  • tú hiciste
  • él/ella/usted hizo
  • nosotros/nosotras hicimos
  • vosotros/vosotras hicisteis
  • ellos/ellas/ustedes hicieron

Permitir - Allow

Pretérito indefinido

  • yo permití
  • tú permitiste
  • él/ella/usted permitió
  • nosotros/nosotras permitimos
  • vosotros/vosotras permitisteis
  • ellos/ellas/ustedes permitieron

Usar - Use

Pretérito indefinido

  • yo usé
  • tú usaste
  • él/ella/usted usó
  • nosotros/nosotras usamos
  • vosotros/vosotras usasteis
  • ellos/ellas/ustedes usaron

Añadir - Add

Pretérito indefinido

  • yo añadí
  • tú añadiste
  • él/ella/usted añadió
  • nosotros/nosotras añadimos
  • vosotros/vosotras añadisteis
  • ellos/ellas/ustedes añadieron

Exercise 6: Expresiones temporales: "Hace un rato", "Esta semana", "Este mes",etc...

Instruction: Fill in the correct word.

Grammar: Temporal expressions: "Hace un rato", "Esta semana", "Este mes", etc...

Show translation Show answers

he hecho, abriste, han hablado, has añadido, he añadido, he comprado, usaste

1. Compar:
: Esta tarde yo ... unas cosas por internet.
(This afternoon I have bought some things online.)
2. Añadir:
: Este mes yo ... productos a mi cesta de compras.
(This month I have added products to my shopping basket.)
3. Comprar:
: Hace un rato yo ... una tarjeta de crédito nueva.
(A little while ago I bought a new credit card.)
4. Abrir:
: Tú ... una cuenta la semana pasada.
(You opened an account last week.)
5. Añadir:
: Este mes tú ... varias cosas a tu cesta de compras.
(This month you have added several things to your shopping basket.)
6. Hablar:
: Hace poco ellos ... por teléfono con el banco.
(They have recently spoken to the bank on the phone.)
7. Hacer:
: Hace un rato yo ... la reserva del vuelo en línea.
(A little while ago I made the flight reservation online.)
8. Usar:
: Tú ... el cajero hace un rato.
(You used the cash machine a little while ago.)

Grammar

It's not the most exciting thing, we admit, but it’s absolutely essential (and we promise it'll pay off)!

A2.13.2 Gramática

Expresiones temporales: "Hace un rato", "Esta semana", "Este mes",etc...

Temporal expressions: "Hace un rato", "Esta semana", "Este mes", etc...


Verb conjugation tables for this lesson

Hacer to do

Pretérito indefinido

Spanish English
(yo) hice I did
(tú) hiciste You did
(él/ella) hizo he/she did
(nosotros/nosotras) hicimos we did
(vosotros/vosotras) hicisteis You did
(ellos/ellas) hicieron they did

Exercises and examples phrases

Usar to use

Pretérito indefinido

Spanish English
(yo) usé I used
(tú) usaste You used
(él/ella) usó he/she used
(nosotros/nosotras) usamos we used
(vosotros/vosotras) usasteis You used
(ellos/ellas) usaron they used

Exercises and examples phrases

Añadir to add

Pretérito indefinido

Spanish English
(yo) añadí I added
(tú) añadiste You added
(él/ella) añadió he/she added
(nosotros/nosotras) añadimos we added
(vosotros/vosotras) añadisteis you added
(ellos/ellas) añadieron they added

Exercises and examples phrases

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Lesson Overview: At the Bank

This lesson is designed for A2-level Spanish learners focusing on typical situations and vocabulary you might encounter when dealing with banks in Spain. The content includes dialogues about opening bank accounts, online shopping and payment methods, and information about major Spanish banks.

Key Topics Covered

  • Opening a bank account: Learn useful phrases to communicate with bank employees, such as "Quiero abrir una cuenta bancaria" (I want to open a bank account) and questions about types of accounts.
  • Temporal expressions for recent activities: Phrases like "Hace un rato" (a short while ago), "Esta semana" (this week), and "Este mes" (this month) are used to talk about recent and ongoing actions.
  • Shopping online and payment methods: Practice conversations explaining how to add products to a shopping cart and choose payment options such as credit card, PayPal, or bank transfer.
  • Spanish banking institutions: Discussions about major banks like Banco Santander, BBVA, and CaixaBank including user experiences and preferences.

Highlighted Vocabulary and Expressions

  • Cuenta corriente and cuenta de ahorro: Checking and savings accounts.
  • DNI: Spanish national identity card, important for banking.
  • Pago electrónico and cajero automático: Electronic payment and ATM.
  • Verbs commonly used in banking context in the past tense, such as abrir (to open), hacer (to do/make), permitir (to allow), usar (to use), and añadir (to add).

Grammar Focus: Past Tense Usage

The lesson emphasizes the pretérito indefinido tense, which Spanish uses to narrate completed actions in the past, for example:

  • Esta semana he abierto una cuenta bancaria.
  • Hace un rato hice un pago electrónico.

This tense differs somewhat from English simple past and present perfect usage but often translates similarly to the simple past in English.

Useful Phrases and Language Differences

In Spanish, temporal markers like "Hace un rato" (a little while ago) and "Esta semana" (this week) help specify when an action happened, often combined with the pretérito indefinido or present perfect tense. For example:

  • Hace un rato hice un pago electrónico. (I made an electronic payment a short while ago.)
  • Esta semana he usado el cajero automático. (I have used the ATM this week.)

Regarding vocabulary, Spanish banking terms may differ from English in usage and formality. For instance, DNI is a specific Spanish identity document required for official processes, unlike some countries where passports may suffice.

When discussing payment methods, Spanish speakers often refer simply to tarjeta (card), whereas in English specifying credit or debit card is common.

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