Exercise 1: Match a word
Instruction: Match the items that have a related meaning.
Exercise 2: Exam preparation
Instruction: Read the text, fill in the gaps with the missing words, and answer the questions below
Aviso del banco: cuenta y pagos online
Fill in the gaps: pagar en efectivo, transferencias, pago electrónico, cobran, añadió, abrir, hacer, tarjeta virtual, cuenta bancaria, pequeña
(Bank notice: account and online payments)
Este mes, varias oficinas informan que ya es posible una solo con el pasaporte. Algunas cuentas cuota mensual y otras no, pero algunas pueden exigir la contratación de un seguro. Antes de firmar, lea la letra y pregunte por las comisiones de y por las comisiones de cajero.
Hace un rato, la app del banco una para compras por internet. Para pagar, puede usar la tarjeta o un ; en algunas tiendas también se puede . Si compra online, revise la cesta de compras y confirme el pago para recibir el justificante.This month, several branches report that it is now possible to open a bank account with just a passport. Some accounts charge a monthly fee and others do not, but some may require you to take out insurance. Before you sign, read the fine print and ask about transfer fees and ATM fees.
A little while ago, the bank’s app added a virtual card for online purchases. To pay, you can use the card or make an electronic payment; in some shops you can also pay in cash. If you shop online, check your shopping cart and confirm the payment to receive the receipt.
-
¿Qué debe hacer antes de firmar para abrir una cuenta y qué medios de pago aparecen en el texto?
(What should you do before signing to open an account, and what payment methods are mentioned in the text?)
Exercise 3: Listening
Instruction: Listen to the audio fragment and indicate whether the following statements are true or false.
| True | False | |
|---|---|---|
|
(The speaker wants to open an account because he needs his salary from his new job to be paid into it.) |
||
|
(At the bank they recommended that he always pay in cash and not use a card for purchases.) |
||
|
(When he asks about checks, they tell him that nowadays they are used very little.) |
Exercise 4: Multiple Choice
Instruction: Choose the correct solution
1. Hace un rato ___ un pago electrónico para comprar un producto en una tienda online.
(A little while ago I ___ an electronic payment to buy a product from an online store.)2. Este mes ___ la tarjeta de crédito para pagar el billete de tren.
(This month I ___ a credit card to pay for the train ticket.)3. Esta semana ___ dos productos a la cesta de compras, pero no terminé la compra.
(This week I ___ two products to the shopping cart, but I didn't complete the purchase.)Exercise 5: Dialogue Cards
Instruction: Practice the conversation with your teacher or fellow students.
Exercise 6: Discussion questions
Instruction: Answer the questions using the vocabulary from this chapter.
Useful expressions:
Hace un rato llamé para... / Normalmente pago con tarjeta de crédito/de débito / Quiero abrir una cuenta para recibir mi nómina
-
¿Quieres abrir una cuenta bancaria en España? ¿Qué documentos llevas y qué preguntas harías en la oficina?
Do you want to open a bank account in Spain? What documents would you bring and what questions would you ask at the office?
__________________________________________________________________________________________________________
-
Esta semana has comprado algo por Internet. ¿Cómo lo pagaste y qué harías si el pago no se procesa?
This week you bought something online. How did you pay for it and what would you do if the payment doesn’t go through?
__________________________________________________________________________________________________________
Exercise 7: Writing correspondence
Instruction: Write a reply to the following message appropriate to the situation
Hola, Marta. Soy Daniel (del trabajo). He ido a BBVA hace un rato para abrir una cuenta bancaria con mi pasaporte, pero no he entendido bien las opciones.
¿Tú sabes si es mejor una tarjeta de crédito o de débito para comprar por internet? También quiero saber si puedo retirar dinero sin comisiones. Esta semana necesito hacer un pago del alquiler y no sé si se puede por transferencia.
¿Tienes un momento hoy para explicarme?
Hi, Marta. It’s Daniel (from work). I went to BBVA a little while ago to open a bank account with my passport, but I didn’t really understand the options.
Do you know whether a credit card or a debit card is better for shopping online? I also want to know if I can withdraw money without paying any fees. This week I need to pay the rent and I don’t know if it can be done by bank transfer.
Do you have a moment today to explain it to me?
Useful phrases:
-
Esta semana he leído que...
(This week I read that...)
-
¿Puedes decirme si puedo... ?
(Can you tell me if I can... ?)
-
Si quieres, hoy podemos quedar a las...
(If you want, we can meet today at...)
Sobre retirar dinero: en BBVA normalmente puedes sacar efectivo sin comisiones en sus cajeros. Si quieres, hoy a las 18:30 quedamos cerca de la oficina y lo revisamos juntos en la web del banco. ¿Te va bien?
Hi, Daniel. Yes, of course. I read some information about this this week. For shopping online, it’s common to use a debit card or a virtual card linked to the account; many people prefer debit because you don’t build up debt, but a credit card can offer more protection for purchases. To pay the rent, the most common thing is to make a bank transfer from your account.
As for withdrawing money: at BBVA you can usually take out cash without fees at their ATMs. If you want, we can meet today at 6:30 p.m. near the office and go over it together on the bank’s website. Does that work for you?